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Delaware EARNS is a retirement savings program for private-sector workers who don’t have access to a workplace plan through their jobs. Beginning on July 1, 2024, employers with 5 or more Delaware employees (full or part-time) are required to facilitate EARNS if they do not offer a qualified retirement plan, such as a 401(k). In preparation of the official program launch, nearly a dozen private-sector employers will participate in a pilot of EARNS during the month of May to help ensure systems are fully ready. “The start of the employer pilot is a true milestone,” Treasurer Colleen C. Davis said. “It’s thrilling to see a goal we have been working toward for years become a reality. We have nearly 150,000 private-sector workers in our state with no access to retirement savings through their employers. We now have a real opportunity to change that with the EARNS program.” Delaware employers that want to get a head start on offering access to a competitive retirement benefit can register starting as early as July 1 at earnsdelaware.com. For employers, there is no cost for facilitating the EARNS program and no plan-sponsor liability. For more information about Delaware EARNS, visit www.earnsdelaware.com. Employers participating in the pilot: 1. Down Syndrome Association of Delaware 2. Great New Beginnings 3. Junebug’s Little Rubies 4. Just In Time Learning Academy 5. LaVante' N. Dorsey & Associates 6. Leading Youth Through Empowerment (LYTE) 7. Limestone Therapeutic Massage Associates 8. My Sister's Fault 9. Mike & Mel’s Family Restaurant 10. Pathways to Success 11. Sweet Lucy's Ice Cream & Treats